📘《Unshakeable: Your Strategy for Financial Freedom》Detailed Introduction

By Tony Robbins

🌟 Editor's Preface

Hello everyone! It's book recommendation time again! Today's feature is another Tony Robbins investment and finance book, Unshakeable . If you previously thought his book, Money: Master the Game, was too thick and technical to digest, then Unshakeable is his streamlined version designed for the "ordinary person"!

What Tony Robbins wants to help everyone achieve is what the book's title implies: "Unshakeable"—staying calm and composed, no matter how volatile the market gets . Hong Kongers understand this best. With the stock market's daily ups and downs and the property market's soaring prices, investing can be a constant source of anxiety. Without a sound strategy and mindset, it's easy to be swayed by the market.

After reading it, I feel that this book is like a "financial shockproof manual" 📖🛡️. It does not teach you how to short-sell, but teaches you how to remain as stable as a rock during financial crises and market crashes.

📖 Book Introduction

Title: Unshakeable: Your Financial Freedom Playbook
Year of publication: 2017

📌 Core Concept:

• Investing doesn't have to be complicated, and most so-called "experts" can't really help you.
• It is enough for ordinary people to master long-term investment, low-cost funds, and diversified asset allocation.
• What matters most is not the market conditions, but your mentality and principles.

🧑🏫 Key points of the book

1️⃣ The market will definitely fluctuate 📉📈

Tony Robbins emphasized: "Historically, the stock market has experienced a major decline every few years. This is inevitable, and you shouldn't assume you can avoid it. Investors shouldn't panic, but rather accept reality and be prepared to cope."

Hong Kong people's version: It's like if you live in Hong Kong Island and you don't go out because of traffic jams, then you will be unable to move for the rest of your life 🚦; the correct approach is to accept that "traffic jams are normal" and then think about Plan B.

2️⃣ Four core principles to financial freedom💡

1. Low-cost investment : Avoid high management fees charged by mutual funds and buy index funds instead.
2. Diversify your asset allocation : Don’t go all-in on one market or asset (especially Hong Kong people who love to go all-in on the property market).
3. Long-term holding : Don’t be affected by short-term fluctuations. Time is your best friend.
4. Control your emotions : When the market plummets, the most important thing is to stay calm and avoid panic selling.

3️⃣ "All-Weather Investment Portfolio" Inspiration 🌍

The book quotes Ray Dalio’s “All Weather Portfolio” concept:

• stock
• bonds
• Gold/Commodities
• cash

This combination can give you stability in different economic environments.

4️⃣ A “Stand Still” mentality 🧘♂️

Tony Robbins said: A falling market is when human weaknesses are most easily exposed.

• Some people may be so shocked that they sell all their stocks and miss out on the rebound.
• Some people will blindly chase high prices and end up buying at high prices.

Truly "unshakeable" people are those who are not led by market sentiment but stick to their principles.

5️⃣ Financial freedom is more than just money💖

Tony Robbins has always emphasized that financial freedom is not just about how much money you have, but about whether you have the right to choose .

• You can choose the job you like
• I can spend time with my family
• No more worrying about money

📚 Expert wisdom in the book

Tony Robbins once again interviewed a group of investment gurus:

• Jack Bogle (founder of Vanguard): The father of index funds
• Warren Buffett : Emphasize long-term holding
• Ray Dalio : The Master of Asset Allocation
• David Swensen (Yale University Fund Manager): Diversified Investment Strategy

Hong Kong people's version: It's like Tony Robbins has set up an "investment WhatsApp group 📱" for you, where all the stock gurus and fund managers share their investment wisdom every day.

🧑🔬 Author Background: Tony Robbins

• 🎤 Famous American life coach and speaker
• Representative works: "Awaken the Giant Within", "Money: Master the Game"
• He has served as a life coach for US presidents, Olympic athletes, and CEOs.
• In recent years, he has been committed to promoting financial education and helping ordinary people achieve financial freedom.

Tony Robbins' characteristic is that he uses simple and passionate language to explain complex investment theories to everyone, and he also adds motivational elements.

🎯 Editor's Review (Hong Kong Edition)

The editor feels that this book is of great inspiration to Hong Kong people.

Takeaways:

• Hong Kong people are too fond of short-term speculation , but Tony Robbins said: long-term investment is the best way to go.
• Hong Kong people are too superstitious about experts , but in fact, low-cost index funds have already outperformed most fund managers.
• Hong Kong people are too concentrated in buying properties , but the truth is: you need to diversify your assets and not put all your eggs in one basket.
• Hong Kong people are too influenced by market sentiment . They panic when the market falls and become greedy when the market rises. As a result, they always chase high-priced stocks at low prices.

After reading it, I really feel that I need to learn the "Unshakeable" mentality, otherwise even if I make money, I will lose it emotionally.

🌈 Summary

Unshakeable is a "financial management guide" 📘, more concise and easier to digest than Money: Master the Game. It teaches us:

• Financial freedom is a long-distance race🏃♂️
• Investing relies on discipline, not luck.
• The real winner is the one with a stable mentality 🧘♀️

👉 If you want to stay stable even when the market plummets, and stop letting your emotions control your wealth, this book is your "Financial Shockproof Handbook"🛡️.

📊 Unshakeable's Four Core Principles (Illustrated)