📚 A must-read introductory reference book for financial management novices, hand-picked by local Hong Kong people!

Friends in Hong Kong often ask me, "I want to learn about finances from scratch. Are there any easy-to-understand, no-fuss books?" The answer is absolutely yes! Classic finance books are not only practical and easy to read, but some are even written specifically for beginners and Hong Kong life, making them perfect for a life-changing first step. This issue is the most discussed online and highly recommended by beginners, so check it out! 📖✨

🔥 Introduction to Financial Mindset and Financial Quotient Thinking

Rich Dad Poor Dad

• Author: Robert Kiyosaki

• Content: Explains "assets and liabilities", "money operations", and how to create cash flow beyond just working.

• Editor's Note: This product is perfect for beginners who have no prior knowledge of financial management, are learning financial literacy for the first time, and want to improve their savings mindset.

Habits Make You Rich

• By James Clear

• Content: Use behavioral science to break down money habits and help you build a healthy financial management lifestyle.

• Editor’s Thoughts: Learning to accumulate “big wealth” through “small changes” is suitable for impatient Hong Kong people!

🏦 A complete guide to the basics of investing and financial management

《A Super Introduction to Investment and Financial Management!》

• Author: Chen Zhuoxian (Hong Kong financial KOL)

• Content: Tailor-made for Hong Kong people, deconstructing "life-saving money", "money-making money", "golden tips on stock ETFs", etc.

• Editor's take: Covering daily finance, stock market introduction, and insurance planning, the examples are down-to-earth and suitable for local workers and young families.

The Intelligent Investor

• Author: Benjamin Graham (Father of Value Investing)

• Content: An introductory bible for value investing, explaining core concepts such as "margin of safety," "risk diversification," and "value stock selection" (Buffett praised it after reading it a dozen times!).

• My feeling: Although it is a bit tougher, after reading this, I will no longer blindly follow the trend to buy stocks.

A Random Walk Down Wall Street

• By Burton Malkyle

• Content: Easy introduction to various investment methods, including stocks, index funds, and asset allocation, with detailed instructions on how to play the market from scratch.

• Editor's feeling: It is humorous and easy to read. You will definitely gain new insights if you re-read it after three months.

🧠 Thinking Development and Economic Background

Why can’t we keep printing money?

• Author: Bank of England

• Content: A super-easy introductory economics book that explains how money affects real wealth and why simply storing cash is useless.

• Editor's Note: This is perfect for beginners! It helps you understand the relationship between the macroeconomic environment and your personal wallet.

The Psychology of Money

• By Morgan Hauser

• Content: Wealth habits, risk psychology, long-term investment logic, real stories make "financial management and stress resistance" very practical.

• Editor's review: It's a good read, and even the frustrations you feel in managing your finances can inspire you to start over.

👩💻 Down-to-earth reading & simple financial management methods

Slow Wealth

• Author: Chen Chongming

• Content: "Get rich slowly first," teaches you how to grow your money from small amounts, with continuous compounding – perfect for beginners who lack patience but are willing to learn.

• Editor's opinion: This book is most suitable for busy urbanites, readers with low self-discipline, and those who are afraid of complicated plans.

Brainless Financial Management Techniques: A Turnaround for the Petty Bourgeoisie

• Author: Shi Shenghui

• Content: Analyzes the lowest-risk financial management practices such as "monthly fund contributions" and "regular fixed installments" in a super-easy way.

• Editor’s feeling: Financial management is stress-free and suitable for young people who “want to become rich easily”.

📚 Recommended reading list for beginners

🎯 Editor's Reading + Practical Tips

• The first step is to start with the topics of "mindset" and "cash flow" (be aware first and save money first)

• Be sure to read books on financial management, such as "Investment and Financial Management Super Primer" and "No-brain Financial Management Techniques"

• For an introduction to investment tools, you can pick up "A Random Walk Down Wall Street" and "The Intelligent Investor"

• Don't be too intimidated by the initial difficulty. Learn more slowly and practice as you learn (opening an account, keeping records, and making monthly ETF payments).

🏆 Editor's motto: "Reading changes your fortune and finances, redefine yourself"

Learning financial management relies on action. If you want to level up your finances faster, follow the above book list and read a chapter every day. You will find the true joy behind financial management and help yourself build a new life! I wish you all find the secret to "making money x happiness" soon~ 📚💰