【Automobile Knowledge Base】What is the gas card?

What is a gas card?

A fuel card (also known as a "fuel card" or "Fuel Card") is an electronic payment card issued by a fuel company for drivers or fleet management. Users can use the fuel card to refuel at designated gas stations without having to pay with cash or credit card immediately. Fuel cards are mostly used for company vehicles, commercial fleets or drivers with large refueling needs.

---

The main purpose of oil cards

1. Fuel Payment

   • Instead of paying with cash or credit cards, pay with your gas card directly at the gas station.

2. Fleet Management

   • The company can issue a fuel card to each vehicle or driver to facilitate the recording and management of fuel consumption.

3. Records and Reports

   • The oil company will regularly provide detailed reports on refueling records, usage, amount, etc. to facilitate auditing and management.

4. Offers and Discounts

   • Gasoline cards usually come with exclusive discounts, points or other benefits.

---

Oil card form

• Physical card : Similar to a bank credit card, with a magnetic stripe or chip.
• Electronic card/mobile app : Some oil companies support mobile app authentication, so there is no need to carry a physical card.

---

Oil card object

• Company fleet/logistics company
  • Manage fuel expenses for multiple vehicles.
• Professional drivers (such as taxis, trucks, tour buses)
  • Frequent refueling for convenient settlement.
• Individual car owners
  • Some oil companies also issue fuel cards to individual users, but most discounts are aimed at businesses.

---

How to use the gas card

1. Go to the designated gas station to refuel.
2. Show or insert your fuel card.
3. After refueling, the gas station staff or the self-service machine will settle the bill by card.
4. Every month or every centralized settlement, the oil company issues a monthly statement to the cardholder or company.

---

Benefits of using a gas card

• Conveniently manage vehicle refueling expenses
• Reduce cash flow risk
• Enjoy exclusive discounts from oil companies
• Convenient accounting reimbursement and report analysis

---

Major gas card suppliers in Hong Kong

• Sinopec
• China National Petroleum Corporation (Hong Kong) (CNOOC)
• Esso
• Shell
• Mobil

---

Summarize

Fuel cards are a common electronic payment tool for refueling in Hong Kong, especially suitable for company fleets or professional drivers. They can simplify the refueling process, facilitate vehicle management, and provide various consumption and discount records. They are an important tool for improving operational efficiency and facilitating reimbursement.